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Looking to Save on Healthcare?

Take control of your healthcare with our newly sponsored Health Share plan. 

You Deserve Simple and Affordable Healthcare

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Affordable

As low as $73 for individuals and $378 for families.

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Comprehensive

All the care you expect like: preventative, mental health, prescriptions, and telemedicine.

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Accessible

Impact empowers you to choose any nationwide provider. See your doctor or any other.

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Finally, Health Insurance Reimagined. 

Finally, a way to take control of your healthcare.  

The Health Share plan is a caring community of people who share each other's medical bills. the Health Share program is for anyone interested in sharing, acting responsibly together, and saving on their healthcare. Members share each other's bills directly, and it's administered by a not-for-profit organization, meaning lower costs for you. Ready to see how much you can save?

Priced Out of Healthcare?

A Health Share program is your solution to the rising cost of healthcare.

The Health Share program puts the power, the freedom, and the control in paying for health care back into your hands. Switch to the Health Share program and start saving thousands! We offer programs starting at just $73 for individuals and $378 for families. 

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The Health Share Program for Small Businesses 

Offer Your Employees Better Health Benefits For Less  

The Health Share program for Groups enables employers and their employees to capture the benefits of the Health Share plan through a group billing solution. We understand how difficult it is for small organizations and business owners to find affordable options that gain employees access to quality health care, and we are ready to help.

How does it work?

  • Monthly Group Bill
  • Group Dashboard & Management
  • Personalized Enrollment
  • Spouses and Families Are Welcome

Don't keep pouring your profits into healthcare costs! Take a moment and explore the Health Share program for Groups and start saving today.

You Deserve Simple And Affordable Healthcare   

Affordable, comprehensive, and accessible healthcare solutions.  
  • Affordable: As low as $73 for individuals and $378 for families.
  • Comprehensive: All the care you expect like: Preventative, mental health, prescriptions, and telemedicine.
  • Accessible: The Health Share program empowers you to choose any nationwide provider. See YOUR doctor or any other.
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Health Share Plan FAQ

We’ve compiled a list of some of the most common questions we hear and their answers below. For further questions, email us at erc@lgresources.com.

What are the rules or guidelines?

The Guidelines explain how the Health Share program Health facilitates sharing. Because the Health Share program is not insurance, it is important for members and those interested in becoming a member to read the guidelines to understand how the membership works. 

A full copy of the Guidelines is always available online. Please remember that the current Guidelines are always used when processing bills.

What about preventative care?

Preventive screening as outlined below is subject to PRA and co-share.

  • Women: Pap test—one every three years from age 21-65
  • Mammogram—one every year for ages 45-54, every two years starting at age 55
  • Men: PSA test—one every year, starting at age 45
  • All: Colonoscopy—one every 10 years starting at age 45 or one every five years for members at high risk
  • As it pertains to eligible preventive care for both men and women, both the test and coordinated office visit will be eligible for sharing.
Do you accept people with pre-existing conditions?

Pre-Existing Medical Conditions are conditions in which known signs, symptoms, testing, diagnosis, treatment, or use of medication occurred within 36 months prior to membership (based on medical records). A known sign is any abnormality indicative of disease, discovered on examination/diagnostic testing before joining membership. A symptom is any subjective evidence of disease. In contrast, a sign is objective.

A Pre-Existing Medical Condition is eligible for sharing after the condition has gone 36 consecutive months without known signs, symptoms, testing, diagnosis, treatment, or medication (based on medical records).

If you have been diagnosed with cancer that is in complete remission and you are only undergoing testing for surveillance purposes, then bills related to those services will not be eligible for sharing for the first 36 months of membership. If after 36 months you are without signs, symptoms, testing (other than surveillance testing), diagnosis, or treatment (medication), medical expenses related to that cancer diagnosis will be eligible for sharing.

High blood pressure or high cholesterol that is controlled through medication will not be considered a Pre-Existing Medical Condition for purposes of determining eligibility for future vascular or cardiac events.

The Pre-Existing Medical Condition limitations do not apply to members 65 years old and older.

Are maternity expenses eligible for sharing?

Maternity is eligible for sharing after the mother has been a member for 12 months.  is limited to $150,000 for any single pregnancy event, including antepartum care, the cost of delivery, and complications to the mother, and postpartum care.

If I am 65 years old or older, how does the Health Share program work with Medicare?

the Health Share program for Seniors simplifies the healthcare experience.

No Provider fees.

No Co-share.

No Pre-existing limitations.

 Here are a few things to know:

  1. If you are 65 or older, you are required to have Medicare Parts A & B to join the Health Share program.
  2. The Health Share program is always secondary to Medicare Parts A & B. One great thing about this is that there are no preexisting condition restrictions or provider fees for the Health Share program members with Medicare. 
  3. You are welcome to use your member card to access the pass-through direct pricing on prescriptions. One thing to note, for prescription costs to be eligible for sharing, members must have Medicare Part D as well.
  4. All sharing will be secondary to Medicare. There is only one PRA level available to these senior adults (see pricing calculator at https://www.impacthealthsharing.com/pricing). This program is available only on an individual membership basis.
  5. The PRA for senior adults is $1000 with no provider fees, no co-share, and no preexisting limitations.
Is there a deductible?

Members do not have deductibles. Instead, our members have a Primary Responsibility Amount (PRA).

The PRA options are as follows:

  • $1,000 (65 years and older only)
  • $2,500
  • $5,000
  • $7,500
  • $10,000

The PRA is the annual amount a Member Household is responsible for before medical bills can be approved for sharing. The PRA applies only to Eligible Medical Bills. After the PRA has been met, and the co-share is applied, all Eligible Medical Bills will be submitted for sharing for the entire household. 

Is there an underwriter for the Health Share program? Who is it?

Yes, we partner with the highly accredited Impact Health. Once you start enrollment, you will be passed into their portal.

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What Our Clients Are Saying

“LG Resources screening and training process has significantly reduced the turnover and consistently provides the highest quality of candidates.”

Current Client

“The entire process was extremely simple and efficient. Everything was quick and easy and we were able to join a Zoom informational meeting within days.”

Bright Beginnings ELC
Chicago Business

“When I heard about the ERC program I reached out to my CPA. 30 minutes later he called and said I didn’t qualify. Out of curiosity, I had ERC Specialists see if I qualified. Turns out I received the ERC for 7 of my 9 employees. Highly recommended.”

Scott Moore
Health Share Plan
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Find Out How Much You Could Be Saving With LG.

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