Workers’ Comp Mitigation

Life-Changing Claim Management Results

LG Resources and WCCA are dedicated to making the workers’ compensation system work for employers, and it shows.

WCCA’s Claim Management system, The WCCA Method has been actuarially proven to reduce claim frequency by 21% and reduce cost per claim by 51% on average.

Our data indicates that on average, we decrease the impact of handled injuries on premiums by 68% in the first year.

How We Reduce Your Workers’ Comp Costs

Claim costs can get out of hand because they are largely a revenue producer for insurance carriers. In our case, every dollar in primary claim cost creates $2.75 in future workers’ compensation premiums.

We’ve found that we can reduce the impact of claims on your premiums by controlling the following things:

• Reserves. The cost used to determine experience ratings are total incurred claim costs, i.e. the amount paid plus the amount reserved for future payments.
• Fraud. Our team has 28 years of success in limiting fraud and created a pre-emptive measure for eliminating fraud.
• Indemnity Costs. Statistically, eliminating indemnity costs can decrease the cost of claims by as much as 75%. Furthermore, there is a 70% rating discount if the indemnity cost is eliminated from the claim.
• Elimination of claims. On average, 35% of the injuries we handle never incur any cost.